Siswanto, E., and R. M. Hasanah. “inerja euangan erusahaan suransi iwa onvensional i ndonesia eriode 2015-2018”. urnal konomi odernisasi, vol. 15, no. 1, July 2019, pp. 43-57, doi:10.21067/jem.v15i1.3055.