Haryanto, Sugeng. “INERJA AN FISIENSI ANK EMERINTAH (BUMN) AN USN ANG O UBLIK I NDONESIA”. Jurnal Ekonomi Modernisasi 8, no. 2 (June 1, 2012): 165–179. ccessed July 22, 2024. http://ejournal.unikama.ac.id/index.php/JEKO/article/view/212.