WATI, Ratna Kartika; KUSBANDIAH, Ani; AMARINI, Indriati. Moral Considerations of Students in Taking Online Loans: Between Needs and Desires. Jurnal Moral Kemasyarakatan, [S. l.], v. 10, n. 2, p. 504–516, 2025. DOI: 10.21067/jmk.v10i1.11857. Disponível em: http://ejournal.unikama.ac.id/index.php/JMK/article/view/11857. Acesso em: 5 dec. 2025.