Analysis of financial knowledge and financial attitude on locus of control and financial management behavior
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Published:
Jun 27, 2017
Keywords:
Financial Knowledge, Financial Attitude, Locus of Control, Financial Management Behavior
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Abstract
This study aims to examine the direct and indirect influence of financial knowledge and financial attitude on locus of control and financial management behavior. The subject of this study used the students of Faculty of Economics and Business at Kanjuruhan University Malang in academic year of 2014 and 2015 as the sample determined by proportional random sampling. Data analysis technique is done by using path analysis. The results showed that financial knowledge has no influence on the locus of control or the financial management behavior. While the financial attitude has a significant effect on the locus of control and financial management behavior. This study also found a significant influence between locus of control with financial management behavior of students of Faculty of Economics and Business at Kanjuruhan University Malang
Article Details
How to Cite
Dwiastanti, A. (2017). Analysis of financial knowledge and financial attitude on locus of control and financial management behavior. MBR (Management and Business Review), 1(1), 1–8. https://doi.org/10.21067/mbr.v1i1.2043
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References
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Madern, T. A. v. d., Schors (2012). "Financial attitudes and skills as early-warning signs of financial problems." Dutch National Institute for Family Finance Information.
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Perry, V. (2005). "Who is in control? The role of selfâ€perception, knowledge, and income in explaining consumer fi-nancial behavior." Journal of Consumer Affairs.
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Rotter, J. B. (1966). "Generalized Expectancies for Interna L Versus Externa L Control of Reinforcement." Psychological Monographs: 80: 1-28.
Sanusi, A. (2003). Faktor-Faktor yang Mempengaruhi Perilaku Keuangan Siswa SMA di Surabaya. Malang, Buntara Media.
Susanti (2013). "Faktor-Faktor yang Mempengaruhi Perilaku Keuangan Siswa SMA di Surabaya."
Syofian, S. (2014). Metode Penelitian Kuantitatif. Jakarta, Kencana.
Anshori, M. S. I. (2009). Buku Ajar Metodologi Penelitian Kuantitatif. Surabaya, Airlangga University Press.
Ariani, S. (2015). "Pengaruh Literasi Keuangan, Locus of Control, dan Etnis terhadap Pengambilan Keputusan Investasi." Artikel Ilmiah.
Chen, H. C. R. P. V. (1998). "An Analysis of Personal Financial Literacy Among College Students." Financial Services Review 7(2): 107-128.
Danes, S. M. H. R., Haberman (2007 ). "Teen Financial Knowledge, Self-Efficacy, and Behavior: A Gendered View." Financial Counseling and Planning Education 18(2): 48-60.
Danes, S. M. T. K. H. (1987). "Money Management Knowledge of College Students." Student Financial Aid 17(1): 4-16.
Davies, E., Lea (1995). "Student Attitudes to Student Debt." Journal of Economic Psychology 16.
Elliehausen, G. E., Christopher Lundquist. Michael E. Staten (2007). "The Impact of Credit Counseling on SubsequentBorrower Behavior." Consumer Affairs 41(1).
Herdjiono, I. L. A., Damanik (2016). "Pengaruh Financial Atti Tude, Financial Knowledge, Parental Income terhadap Financial Management Behavior." Manajemen Teori dan Terapan: 266-241.
Hilgert , M. A. H., Jeanne M (2003). "Household Financial Management: The Connection between Knowledge and Behavior." Federal Reserve Bulletin: 309-322.
Hira, T. M. (1999). "The Relationships between Self-Worth and Financial Beliefs, Behavior, and Satisfaction’." Family and Consumer Sciences 91: 76 – 82.
Ida, C. Y., Dwinta (2010). "Pengaruh Locus of Control, Financial Knowledge, Income terhadap Financial Management Behavior." Bisnis Dan Akuntansi 12(3): 131-144.
Kholilah, N. A. I., Ar (2013). "Studi Financial Management Behavior pada Masyarakat Surabaya." Business and Banking 3.
Laily, N. (2013). Pengaruh Literasi Keuangan terhadap Perilaku Mahasiswa dalam Mengelola Keuangan. 20897952. U. N. Malang. Malang, Fakultas Ekonomi Universitas Negeri Malang. 1.
Lim, V. K. G. (1997). "Sex, money and financial hardship: An empirical study of attitudes towards money among undergraduates in Singapore." Economic Psychology 18(4).
Lusardi, A., Peter, Tufano (2009). "Debt Literacy, Financial Experiences, and Overindebtedness." Nber Working Paper Series.
Madern, T. A. v. d., Schors (2012). "Financial attitudes and skills as early-warning signs of financial problems." Dutch National Institute for Family Finance Information.
Marsh, B. A. (2006). "Examining the Personal Finance Attitudes, Behaviors, and Knowledge Levels of First-Year and Senior Students at Baptist Universities an The State Of Texas." Doctor of Philosophy.
Perry, V. (2005). "Who is in control? The role of selfâ€perception, knowledge, and income in explaining consumer fi-nancial behavior." Journal of Consumer Affairs.
Robb , C. A. W., Ann S (2011 ). "Financial Knowledge and Best Practice Behavior." Financial Counseling and Planning Education.
Rotter, J. B. (1966). "Generalized Expectancies for Interna L Versus Externa L Control of Reinforcement." Psychological Monographs: 80: 1-28.
Sanusi, A. (2003). Faktor-Faktor yang Mempengaruhi Perilaku Keuangan Siswa SMA di Surabaya. Malang, Buntara Media.
Susanti (2013). "Faktor-Faktor yang Mempengaruhi Perilaku Keuangan Siswa SMA di Surabaya."
Syofian, S. (2014). Metode Penelitian Kuantitatif. Jakarta, Kencana.