Analysis credit risk management minimizing performing loans to credit business people
Article Sidebar
Published:
Jun 12, 2017
Keywords:
Management Credit Risk, NPL, People's Business Credit
Main Article Content
Abstract
Aim from research thisfor analyze application management risk credit in minimizing nonperforming loans in the People's Business Credit (KUR) in Bank Jatim Branch of Sidoarjo and to determine the application of credit risk management effective in minimizing the problem loansthe People's Business Credit (KUR) in Bank of Sidoarjo East Java. This type of research used in this research is descriptive research. The results showed that at Bank Jatim Branch of Sidoarjo has implemented well the active supervision of commissioners and directors, policies, procedures and limits, the process of identification, measurement, monitoring and management information system of credit risk, and credit risk control. This study suggested that banks maintain the independence of credit staff and also improve credit monitoring well
Article Details
How to Cite
Nuryana, I. (2017). Analysis credit risk management minimizing performing loans to credit business people. MBR (Management and Business Review), 1(1), 38–47. https://doi.org/10.21067/mbr.v1i1.2126
Section
Articles
References
Almilia, L. S., & Herdinigtyas, W. (2005). Analisis Rasio Camel terhadap Prediksi Kondisi Bermasalah pada Lembaga Perbankan Perioda 2000-2002. Jurnal Akuntansi & Keuangan, 7(2), 131-147.
Arthesa, Ade, & Handiman, E. (2006). Bank dan Lembaga Keuangan Bukan Bank. Jakarta: PT. Indeks Kelompok Gramedia.
Bank Indonesia Circullar Letter No.12/11/DPNP concerning Commercial Bank Quarterly and Monthly Published Financial Reports and Certain Reports Submitted to Bank Indonesia. (2010). Jakarta.
Bank Indonesia Regulation Number 11/25/pbi/2009, (2009).
Bank Indonesia Regulation Number 5/8/PBI/2003, (2003).
Calvary, R. (2009). Ayo ke Bank Dapatkan Kredit UMKM. Jakarta: PT Elex Media Komputindo.
Firdaus, Rachmat, & Ariyanti, M. (2011). Manajemen Perkreditan Bank Umum: Teori, Masalah Kebijakan dan Aplikasinya. Bandung: Alfabeta.
Ghozali, I. (2007). Manajemen Risko Perbankan: Pendekatan Kuantitatif Value at Risk (VaR). Semarang: Badan Penerbit Universitas Diponegoro.
Handayani, S. (2009). Pengaruh Penyaluran Kredit dan Penyisihan Penghapusan Aktiva Produktif Terhadap Laba Operasional. Universitas Siliwangi Tasikmalaya.
Indriantoro, N., & Supomo, B. (2002). Metodologi Penelitian Bisnis untuk Akuntansi & Manajemen (Kedua ed.). Yogyakarta: BPFE.
Mahmoeddin, A. (2001). Melacak Kredit Bermasalah. Jakarta: Pustaka Sinar Harapan.
The President Of The Republic Of Indonesia Act Of The Republic Of Indonesia Number 7 Of 1992 Concerning Banking As Amended By Act Number 10 Of 1998, (1998).
The President of The Republic of Indonesia Law of The Republic of Indonesia Number 20 Year 2008 Regarding Micro, Small, And Medium Enterprises (2008).
Rivai, V., & Veithzal, A. P. (2007). Credit Management Handbook: Teori, Konsep, Prosedur, dan Aplikasi Panduan Praktis Mahasiswa, Bankir, dan Nasabah. Jakarta: PT. Raja Grafindo Persada.
Sukarno, K. W., & Syaichu, M. (2006). Analisis Faktor-Faktor yang Mempengaruhi Kinerja Bank Umum di Indonesia. Jurnal Studi Manajemen & Organisasi, 3(2), 46-58.
Surat Edaran Bank Indonesia 15/28/DPNP perihal Penilaian Kualitas Aset Bank Umum, (2013).
Wulandari, D. (2009). Pengaruh Pemberian Kredit Mikro Utama Terhadap Kredit Bermasalah dan Dampaknya Terhadap Laba Operasional. Universitas Siliwangi Tasikmalaya:.
Arthesa, Ade, & Handiman, E. (2006). Bank dan Lembaga Keuangan Bukan Bank. Jakarta: PT. Indeks Kelompok Gramedia.
Bank Indonesia Circullar Letter No.12/11/DPNP concerning Commercial Bank Quarterly and Monthly Published Financial Reports and Certain Reports Submitted to Bank Indonesia. (2010). Jakarta.
Bank Indonesia Regulation Number 11/25/pbi/2009, (2009).
Bank Indonesia Regulation Number 5/8/PBI/2003, (2003).
Calvary, R. (2009). Ayo ke Bank Dapatkan Kredit UMKM. Jakarta: PT Elex Media Komputindo.
Firdaus, Rachmat, & Ariyanti, M. (2011). Manajemen Perkreditan Bank Umum: Teori, Masalah Kebijakan dan Aplikasinya. Bandung: Alfabeta.
Ghozali, I. (2007). Manajemen Risko Perbankan: Pendekatan Kuantitatif Value at Risk (VaR). Semarang: Badan Penerbit Universitas Diponegoro.
Handayani, S. (2009). Pengaruh Penyaluran Kredit dan Penyisihan Penghapusan Aktiva Produktif Terhadap Laba Operasional. Universitas Siliwangi Tasikmalaya.
Indriantoro, N., & Supomo, B. (2002). Metodologi Penelitian Bisnis untuk Akuntansi & Manajemen (Kedua ed.). Yogyakarta: BPFE.
Mahmoeddin, A. (2001). Melacak Kredit Bermasalah. Jakarta: Pustaka Sinar Harapan.
The President Of The Republic Of Indonesia Act Of The Republic Of Indonesia Number 7 Of 1992 Concerning Banking As Amended By Act Number 10 Of 1998, (1998).
The President of The Republic of Indonesia Law of The Republic of Indonesia Number 20 Year 2008 Regarding Micro, Small, And Medium Enterprises (2008).
Rivai, V., & Veithzal, A. P. (2007). Credit Management Handbook: Teori, Konsep, Prosedur, dan Aplikasi Panduan Praktis Mahasiswa, Bankir, dan Nasabah. Jakarta: PT. Raja Grafindo Persada.
Sukarno, K. W., & Syaichu, M. (2006). Analisis Faktor-Faktor yang Mempengaruhi Kinerja Bank Umum di Indonesia. Jurnal Studi Manajemen & Organisasi, 3(2), 46-58.
Surat Edaran Bank Indonesia 15/28/DPNP perihal Penilaian Kualitas Aset Bank Umum, (2013).
Wulandari, D. (2009). Pengaruh Pemberian Kredit Mikro Utama Terhadap Kredit Bermasalah dan Dampaknya Terhadap Laba Operasional. Universitas Siliwangi Tasikmalaya:.