Determinan perilaku menabung pada mahasiswa di NTT: Peran kontrol diri sebagai variabel intervening

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Published: Aug 30, 2023
DOI: https://doi.org/10.21067/mbr.v7i1.8558
Keywords:
Perilaku menabung, literasi keuangan, sosialisasi keuangan keluarga, teman sebaya, kontrol diri

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Hedwigh Hendrikus Temai Lejap
Universitas Katolik Widya Mandira, Indonesia
Maria B. M. G. Wutun
Universitas Katolik Widya Mandira, Indonesia
Henny A. Manafe
Universitas Katolik Widya Mandira, Indonesia
Ignatia B. Bau Mau
Universitas Katolik Widya Mandira, Indonesia

Abstract

The main objectives of this study were to determine the level of financial literacy, family financial socialization, peers, self-control, and saving behavior based on socio-economic demographic factors of undergraduate students (S1) in NTT and to know the role of self-control as a mediator between the determinants and saving behavior. Using purposive sampling method, 321 respondent were taken from three universities. Data was collected using a questionnaire via google form, analyzed using SEM-PLS. The findings in the study show that most undergraduate students (S1) in NTT have high levels of financial literacy, family financial socialization, self-control, and saving behavior. Only peers are at a low level. In addition, self-control can be a mediator between financial literacy and socialization of family finances with the saving behavior of Undergraduate Students (S1) in NTT. Meanwhile, self-control cannot be a mediator between peers and saving behavior.

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How to Cite
Lejap, H. H. T., Wutun, M. B. M. G., Manafe, H. A., & Bau Mau, I. B. (2023). Determinan perilaku menabung pada mahasiswa di NTT: Peran kontrol diri sebagai variabel intervening. MBR (Management and Business Review), 7(1), 114–132. https://doi.org/10.21067/mbr.v7i1.8558
Issue
Vol. 7 No. 1 (2023): Juni
Section
Articles
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This work is licensed under a Creative Commons Attribution 4.0 International License.

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