HARIANI, L. S.; ANDAYANI, E. Manajemen keuangan pribadi: literasi ekonomi, literasi keuangan, dan kecerdasan spiritual . Jurnal Ekonomi Modernisasi, [S. l.], v. 15, n. 3, p. 162–170, 2020. DOI: 10.21067/jem.v15i3.4411. Disponível em: https://ejournal.unikama.ac.id/index.php/JEKO/article/view/4411. Acesso em: 21 may. 2024.