Analisis Tingkat Literasi Keuangan Guru dan Persepsinya Terhadap Pendidikannya Literasi Keuangan
DOI:
https://doi.org/10.21067/jppi.v18i2.10839Keywords:
Perception, Education, Financial LiteracyAbstract
This study aims to analyze the level of financial literacy and teachers' perceptions of financial literacy education. This study uses a descriptive quantitative approach, this study involved 11 teachers as respondents. Data were collected through a questionnaire adopted from the developed instrument. The results of the study indicate that the level of financial literacy of teachers is quite good. The majority of teachers understand the importance of insurance for future protection and carry out regular savings activities. However, it was found that teachers lack confidence in comparing prices when making transactions. Regarding perceptions of financial literacy education, teachers generally agree that financial literacy learning is important to be taught from an early age and can have a significant impact on the quality of life in the future. This study also revealed that teachers want a curriculum that accommodates financial literacy learning for early childhood, and emphasizes the importance of cooperation between teachers, schools, and parents in developing children's financial literacy skills. In conclusion, although the level of financial literacy of teachers is quite good, improvements are still needed in several aspects, especially in the ability to compare prices. In addition, a more comprehensive curriculum is needed to support financial literacy education from an early age
References
Esteban, S., West, B. T., Teter, C. J., & Boyd, C. J. (2010). Results of a National Study. Human Ecology, 2008(02), 455–498. http://dx.doi.org/10.1016/j.drugalcdep.2012.04.017
Finke, M. S., Howe, J. S., & Huston, S. J. (2017). Old Age and the Decline in Financial Literacy. Management Science, 63(1), 213–230. https://doi.org/10.1287/mnsc.2015.2293
Gilenko, E., & Chernova, A. (2021). Saving behavior and financial literacy of Russian high school students: An application of a copula-based bivariate probit-regression approach. Children and Youth Services Review, 127, 106122. https://doi.org/10.1016/j.childyouth.2021.106122
Hastings, J. S., Madrian, B. C., & Skimmyhorn, W. L. (2013). Financial Literacy, Financial Education, and Economic Outcomes. Annual Review of Economics, 5(1), 347–373. https://doi.org/10.1146/annurev-economics-082312-125807
Henager, R., & Cude, B. J. (2016). Financial Literacy and Long- and Short-Term Financial Behavior in Different Age Groups. Journal of Financial Counseling and Planning, 27(1), 3–19. https://doi.org/10.1891/1052-3073.27.1.3
Kaiser, T., & Menkhoff, L. (2020). Financial education in schools: A meta-analysis of experimental studies. Economics of Education Review, 78, 101930. https://doi.org/10.1016/j.econedurev.2019.101930
Kozina, F. L., & Metljak, M. (2022). Integrating the Contents of Financial Literacy in the Teaching Process: Teachers’ Perspectives. European Journal of Educational Research, 11(4), 2265–2273. https://doi.org/10.12973/eu-jer.11.4.2265
Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. Journal of Economic Literature, 52(1), 5–44. https://doi.org/10.1257/jel.52.1.5
Maksum, A., Wahyuni, E. N., Aziz, R., Hadi, S., & Susanto, D. (2022). Parents’ and children’s paradoxical perceptions of online learning during the Covid-19 pandemic. Advances in Mobile Learning Educational Research, 2(2), 321–332. https://doi.org/10.25082/AMLER.2022.02.002
OECDOECD. (2020). OECD/INFE 2020 International Survey of Adult Financial Literacy. (2020). OECD/INFE 2020 International Survey of Adult Financial Literacy. OECD/INFE 2020 International Survey of Adult Financial Literacy, 78. www.oecd.org/financial/education/launchoftheoecdinfeglobalfinancialliteracysurveyreport.htm
Otter, D. (2010). TEACHING FINANCIAL LITERACY IN K-12 SCHOOLS: A SURVEY OF TEACHER BELIEFS AND KNOWLEDGE Recommended Citation Otter, Dan. "TEACHING FINANCIAL LITERACY IN K-12 SCHOOLS: A SURVEY OF TEACHER BELIEFS AND.
Potrich, A. C. G., Vieira, K. M., & Kirch, G. (2015). Determinants of financial literacy: Analysis of the influence of socioeconomic and demographic variables. Revista Contabilidade e Financas, 26(69), 362–377. https://doi.org/10.1590/1808-057x201501040
Totenhagen, C. J., Casper, D. M., Faber, K. M., Bosch, L. A., Wiggs, C. B., & Borden, L. M. (2015). Youth Financial Literacy: A Review of Key Considerations and Promising Delivery Methods. Journal of Family and Economic Issues, 36(2), 167–191. https://doi.org/10.1007/s10834-014-9397-0